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Self Employed

Self-employed individuals may be able to obtain mortgage financing, but the process can be more challenging than for salaried employees. This is because self-employed individuals may have more variable income and may not have the same level of documentation of their income as salaried employees.

To qualify for a mortgage as a self-employed individual, you will typically need to meet the lender's credit and income requirements, and may need to provide additional documentation to verify your income. This may include tax returns, financial statements, and other documentation of your income and expenses.

It is important to note that mortgage requirements and policies can vary between lenders, so it may be helpful to work with a mortgage broker or financial advisor who can help you navigate the mortgage process as a self-employed individual.

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