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Closing costs are the expenses associated with the completion of a mortgage transaction that are due on the date the mortgage funds. Closing costs typically include legal fees, land transfer taxes, PST on mortgage default insurance premiums (if applicable) and any adjustments that are made by your lawyer.

Closing costs vary by transaction and so it's important to be aware of what yours are expected to be so that you can budget for them as they are in addition to any down payment being made.

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